User Agreement

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AGREEMENT TO OUR LEGAL TERMS

Last updated October 5th, 2025

We are Harmoné Ltd. ("Company," "we," "us," "our"), a company registered in the

Cayman Islands at:

Harmoné Ltd.

Sertus Chambers,

Governors Square,

Suite #5-204,

23 Lime Tree Bay Avenue, P.O. Box 2547,

Grand Cayman, KY1-1104,

Cayman Islands.

We operate the mobile application egocapture (the "App"), as well as any other related

products and services that refer or link to these legal terms (the "Legal Terms")

(collectively, the "Services").

You can contact us by phone at (US) (650) 229 2257, or by email at

harmonein2023@gmail.com.

These Legal Terms constitute a legally binding agreement made between you, whether

personally or on behalf of an entity ("you"), and Harmoné Ltd., concerning your access

to and use of the Services. You agree that by accessing the Services, you have read,

understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT

AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY

PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE

USE IMMEDIATELY.

Supplemental terms and conditions or documents that may be posted on the Services

from time to time are hereby expressly incorporated herein by reference. We reserve the

right, in our sole discretion, to make changes or modifications to these Legal Terms from

time to time. We will alert you about any changes by updating the "Last updated" date of

these Legal Terms, and you waive any right to receive specific notice of each such

change. It is your responsibility to periodically review these Legal Terms to stay

informed of updates. You will be subject to, and will be deemed to have been made aware

of and to have accepted, the changes in any revised Legal Terms by your continued use of

the Services after the date such revised Legal Terms are posted.

The Services are intended for users who are at least 18 years old. Persons under the age

of 18 are not permitted to use or register for the Services.

We recommend that you print a copy of these Legal Terms for your records.

1. OUR SERVICESThe information provided when using the Services is not intended for distribution to or

use by any person or entity in any jurisdiction or country where such distribution or use

would be contrary to law or regulation or which would subject us to any registration

requirement within such jurisdiction or country. Accordingly, those persons who choose

to access the Services from other locations do so on their own initiative and are solely

responsible for compliance with local laws, if and to the extent local laws are applicable.

The Services are not tailored to comply with industry-specific regulations (Health

Insurance Portability and Accountability Act (HIPAA), Federal Information Security

Management Act (FISMA), etc.), so if your interactions would be subjected to such laws,

you may not use the Services. You may not use the Services in a way that would violate

the Gramm-Leach-Bliley Act (GLBA).

2. INTELLECTUAL PROPERTY RIGHTS

Our intellectual property

We are the owner or the licensee of all intellectual property rights in our Services,

including all source code, databases, functionality, software, designs, audio, video, text,

photographs, and graphics in the Services (collectively, the "Content"), as well as the

trademarks, service marks, and logos contained therein (the "Marks").

Our Content and Marks are protected by copyright and trademark laws (and various other

intellectual property rights and unfair competition laws) and treaties in the Cayman

Islands and around the world.

The Content and Marks are provided in or through the Services "AS IS" for your

personal, non-commercial use only.

Your use of our Services

Subject to your compliance with these Legal Terms, including the "PROHIBITED

ACTIVITIES" section below, we grant you a non-exclusive, non-transferable, revocable

license to:

• access the Services; and

• download or print a copy of any portion of the Content to which you have

properly gained access,

solely for your personal, non-commercial use.

Except as set out in this section or elsewhere in our Legal Terms, no part of the Services

and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded,

posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or

otherwise exploited for any commercial purpose whatsoever, without our express prior

written permission.If you wish to make any use of the Services, Content, or Marks other than as set out in

this section or elsewhere in our Legal Terms, please address your request to:

harmonein2023@gmail.com. If we ever grant you the permission to post, reproduce, or

publicly display any part of our Services or Content, you must identify us as the owners

or licensors of the Services, Content, or Marks and ensure that any copyright or

proprietary notice appears or is visible on posting, reproducing, or displaying our

Content.

We reserve all rights not expressly granted to you in and to the Services, Content, and

Marks.

Any breach of these Intellectual Property Rights will constitute a material breach of our

Legal Terms and your right to use our Services will terminate immediately.

3. USER REPRESENTATIONS

By using the Services, you represent and warrant that:

(1) you have the legal capacity and you agree to comply with these Legal Terms;

(2) you are not a minor in the jurisdiction in which you reside;

(3) you will not access the Services through automated or non-human means, whether

through a bot, script or otherwise;

(4) you will not use the Services for any illegal or unauthorized purpose; and

(5) your use of the Services will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we

have the right to suspend or terminate your account and refuse any and all current or

future use of the Services (or any portion thereof).

4. PURCHASES AND PAYMENT

We accept the following forms of payment:

• Visa

• Mastercard

• American Express

• Discover

You agree to provide current, complete, and accurate purchase and account information

for all purchases made via the Services. You further agree to promptly update account and

payment information, including email address, payment method, and payment card

expiration date, so that we can complete your transactions and contact you as needed.

Sales tax will be added to the price of purchases as deemed required by us. We may

change prices at any time. All payments shall be in the currency charged by Apple or

Google in your local region.You agree to pay all charges at the prices then in effect for your purchases and any

applicable processing fees, and you authorize us to charge your chosen payment provider

for any such amounts upon placing your order. If your order is subject to recurring

charges, then you consent to our charging your payment method on a recurring basis

without requiring your prior approval for each recurring charge, until such time as you

cancel the applicable order. We reserve the right to correct any errors or mistakes in

pricing, even if we have already requested or received payment.

We reserve the right to refuse any order placed through the Services. We may, in our sole

discretion, limit or cancel quantities purchased per person, per household, or per order.

These restrictions may include orders placed by or under the same customer account, the

same payment method, and/or orders that use the same billing or shipping address. We

reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed

by dealers, resellers, or distributors.

5. CANCELLATION

All purchases made through the Services are non-refundable.

To cancel a subscription on Apple devices, visit your iCloud subscription settings and opt

out of subscription renewal.

To cancel on Google devices, visit your Google account subscription settings and do the

same.

Please cancel at least 24 hours prior to your renewal date to allow adequate time for

Apple or Google to process your request. Your cancellation will take effect at the end of

the current paid term.

If you are unsatisfied with our Services for any reason, please contact us at

harmonein2023@gmail.com or call us at (US) (650) 229 2257.

6. SOFTWARE

We may include software for use in connection with our Services. If such software is

accompanied by an end user license agreement ("EULA"), the terms of the EULA will

govern your use of the software. If such software is not accompanied by a EULA, then

we grant to you a non-exclusive, revocable, personal, and non-transferable license to use

such software solely in connection with our Services and in accordance with these Legal

Terms.

Any software and related documentation is provided "AS IS" without warranty of any

kind, either express or implied, including, without limitation, implied warranties of

merchantability, fitness for a particular purpose, or non-infringement. You accept all risks

arising out of the use or performance of any software. You may not reproduce or

redistribute any software except in accordance with the EULA or these Legal Terms.7. PROHIBITED ACTIVITIES

You may not access or use the Services for any purpose other than those for which we

make the Services available. The Services may not be used in connection with any

commercial endeavors except those that are specifically endorsed or approved by

Harmoné Ltd.

As a user of the Services, you agree not to:

• Systematically retrieve data or content to create collections, compilations, or

databases without written permission from us.

• Trick, defraud, or mislead us or other users, especially in attempts to access

sensitive account information such as passwords.

• Circumvent, disable, or interfere with security features or usage restrictions on the

Services.

• Disparage, tarnish, or otherwise harm us or the Services.

• Use any information obtained through the Services to harass, abuse, or harm

another person.

• Misuse support services or submit false abuse reports.

• Use the Services in violation of applicable laws or regulations.

• Frame or link to the Services without authorization.

• Upload or transmit viruses or other harmful material or spam content.

• Use automation (e.g., bots, scripts) to interact with the system.

• Delete any copyright or proprietary notices.

• Impersonate another person or use someone else’s account.

• Upload spyware or passive collection mechanisms.

• Interfere with the normal operation of the Services or burden our infrastructure.

• Harass or threaten any employee or agent providing the Services.

• Attempt to bypass access controls.

• Copy or adapt our code (HTML, JavaScript, etc.).• Decompile, reverse-engineer, or otherwise tamper with software unless permitted

by law.

• Use spiders, scrapers, or offline readers to harvest data.

• Use the Services to create competing products.

• Collect emails or usernames for unsolicited communications.

• Create fake or automated accounts.

• Use the Services in any manner to compete with Harmoné Ltd. or for any

revenue-generating endeavor not approved by us.

8. USER GENERATED CONTRIBUTIONS

The Services may invite you to engage in chats, contribute to or participate in blogs,

message boards, online forums, or other interactive areas, and may provide you with the

opportunity to create, submit, post, display, transmit, perform, publish, distribute, or

broadcast content and materials to Harmoné Ltd. or via the Services. This includes, but is

not limited to, text, writings, video, audio, photographs, graphics, comments, suggestions,

personal information, or other material (collectively, "Contributions").

Contributions may be visible to other users of the Services and through third-party

platforms. As such, any Contributions you transmit may be treated as non-confidential

and non-proprietary. When you create or make available any Contributions, you hereby

represent and warrant that:

• The creation, distribution, transmission, public display, or performance of your

Contributions will not infringe upon the proprietary rights of any third party,

including but not limited to copyright, trademark, patent, or moral rights.

• You are the sole creator and owner, or have the necessary licenses, rights,

consents, and permissions to authorize Harmoné Ltd. and other users to use your

Contributions as described in these Legal Terms.

• You have obtained consent and/or permission from every identifiable individual

person appearing in your Contributions to use their name or likeness.

• Your Contributions are not false, misleading, defamatory, obscene, harassing,

abusive, or otherwise objectionable as reasonably determined by Harmoné Ltd.

• Your Contributions do not include unsolicited or unauthorized advertising, spam,

or promotional material.

• Your Contributions do not violate the rights of any third party, including but not

limited to privacy, publicity, or intellectual property rights.• Your Contributions do not promote or incite illegal activity, hate speech, or

discrimination of any kind.

• Your Contributions comply with all applicable laws and regulations.

Any violation of the above may result in termination or suspension of your right to access

or use the Services.

By submitting Contributions, you understand and agree that:

• You grant Harmoné Ltd. an unrestricted, unlimited, irrevocable, perpetual, non-

exclusive, transferable, royalty-free, fully-paid, worldwide license to use,

reproduce, distribute, display, modify, prepare derivative works from, and

otherwise exploit your Contributions in any form and media, including the use of

your name, voice, and likeness.

• Harmoné Ltd. does not assert ownership over your Contributions, and you retain

full ownership of your Contributions and any intellectual property rights or

proprietary rights associated with them.

• Harmoné Ltd. is not liable for any statements or materials provided by you in

your Contributions and disclaims any responsibility or obligation related to your

use of the Services.

Harmoné Ltd. reserves the right, in its sole discretion, to:

1. Edit, redact, or otherwise alter any Contributions;

2. Reclassify Contributions to more appropriate locations within the Services; and

3. Pre-screen or remove any Contributions at any time and for any reason, without

notice.

Harmoné Ltd. is not obligated to monitor your Contributions but reserves the right to do

so for safety and compliance purposes.

9. CONTRIBUTION LICENSE

By posting your Contributions to any part of the Services, you automatically grant—and

you represent and warrant that you have the right to grant—to Harmoné Ltd. an

unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free,

fully-paid, worldwide license to host, use, copy, reproduce, disclose, sell, resell, publish,

broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat,

translate, transmit, excerpt (in whole or in part), and distribute such Contributions

(including, without limitation, your name, image, and voice) for any purpose, including

but not limited to commercial, advertising, and promotional purposes. This license also

includes the right to prepare derivative works from your Contributions or to incorporate

them into other works, and to grant sublicenses for any of the aforementioned uses.This license applies to all media formats and channels now known or developed in the

future.

You also agree that Harmoné Ltd. may use your name, company name, and franchise

name (if applicable), and any of your trademarks, service marks, trade names, logos, and

personal or commercial likenesses that you provide as part of your Contributions, as

permitted under this license.

You waive all moral rights in your Contributions, and you warrant that moral rights have

not been otherwise asserted in connection with them.

You retain full ownership of all of your Contributions and any intellectual property or

proprietary rights associated with them. Harmoné Ltd. does not claim ownership of your

Contributions.

You are solely responsible for your Contributions and agree to release and hold Harmoné

Ltd. harmless from any and all liability or claims arising from or related to your

Contributions. This includes any statements or representations made by you in any

public-facing area of the Services.

Harmoné Ltd. reserves the right, in its sole discretion, to:

1. Edit, redact, or otherwise modify any Contributions;

2. Re-categorize Contributions into more suitable sections on the Services;

3. Pre-screen or delete any Contributions at any time and for any reason, without

notice.

Harmoné Ltd. is not obligated to monitor your Contributions.

10. MOBILE APPLICATION LICENSE

Use License

If you access the Services via the Startline - couch to 5k AI mobile application (the

“App”), then Harmoné Ltd. grants you a revocable, non-exclusive, non-transferable,

limited license to install and use the App on your personal wireless electronic devices,

and to access and use the App strictly in accordance with these Legal Terms.

You shall not:

1. Except as permitted by applicable law, decompile, reverse engineer, disassemble,

attempt to derive the source code of, or decrypt the App;

2. Make any modification, adaptation, improvement, enhancement, translation, or

derivative work from the App;3. 4. 5. 6. 7. 8. 9. Violate any applicable laws, rules, or regulations in connection with your access

or use of the App;

Remove, alter, or obscure any proprietary notice (including any copyright or

trademark notice) posted by Harmoné Ltd. or the licensors of the App;

Use the App for any revenue-generating activity, commercial enterprise, or any

other purpose for which it was not designed;

Make the App available over a network or other environment permitting access or

use by multiple devices or users at the same time;

Use the App to develop or create a competing product, service, or software,

whether directly or indirectly;

Use the App to send any automated queries, or unsolicited commercial messages;

Use Harmoné Ltd.’s intellectual property, APIs, or interfaces in the development

of third-party applications or services without written permission.

Apple and Android Devices

The following terms apply when you access the App through an app store or distribution

platform (e.g., Apple App Store or Google Play) provided by a third party (each an “App

Distributor”):

1. 2. 3. 4. 5. The license granted to you for our App is limited to a non-transferable license to

use the App on a device that uses the Apple iOS or Android operating system, as

applicable, and in accordance with the usage rules set forth in the applicable App

Distributor’s terms of service;

Harmoné Ltd., not the App Distributor, is solely responsible for providing any

maintenance and support services with respect to the App;

In the event of any failure of the App to conform to any applicable warranty, you

may notify the App Distributor and, in accordance with their terms and policies,

the App Distributor may refund the purchase price (if any) paid for the App. To

the maximum extent permitted by applicable law, the App Distributor has no other

warranty obligation whatsoever with respect to the App;

You represent and warrant that (i) you are not located in a country that is subject

to a U.S. government embargo or has been designated by the U.S. government as

a “terrorist supporting” country, and (ii) you are not listed on any U.S.

government list of prohibited or restricted parties;

You must comply with all applicable third-party terms of agreement when using

the App;6. You acknowledge and agree that each App Distributor is a third-party beneficiary

of this section of these Legal Terms and has the right to enforce them against you

as a third-party beneficiary thereof.

11. THIRD-PARTY WEBSITES AND CONTENT

The Services may contain (or you may be sent via the Site or App) links to other websites

("Third-Party Websites") as well as content such as articles, photographs, text, graphics,

designs, music, sound, videos, software, and other items originating from third parties

("Third-Party Content").

Such Third-Party Websites and Third-Party Content are not investigated, monitored, or

reviewed for accuracy, appropriateness, or completeness by Harmoné Ltd., and we are

not responsible for any Third-Party Websites accessed through the Services or any Third-

Party Content available through or installed from the Services. This includes the content,

accuracy, offensive nature, opinions, reliability, or privacy practices and policies

contained within such Third-Party Websites or Third-Party Content.

Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites

or Third-Party Content does not imply approval or endorsement by Harmoné Ltd. If you

choose to leave the Services and access any Third-Party Websites or to use or install any

Third-Party Content, you do so at your own risk. These Legal Terms will no longer

govern once you navigate away from the Services.

You should review the applicable terms and privacy policies of any Third-Party Website

or service you access from the Services. Any purchases you make through such Third-

Party Websites are entirely between you and the respective third party, and Harmoné Ltd.

assumes no responsibility whatsoever in relation to such transactions.

You agree and acknowledge that Harmoné Ltd. does not endorse any products or services

offered on Third-Party Websites and will not be liable for any harm or loss caused by

your interaction with such third parties, including any damage or loss arising from

reliance on any Third-Party Content or conduct.

12. ADVERTISERS

We allow advertisers to display their advertisements and other information in certain

areas of the Services, such as sidebar banners or interstitial placements. Harmoné Ltd.

merely provides the space for such advertisements and does not otherwise have any

formal relationship with the advertisers unless explicitly stated. We do not review or

endorse any third-party advertisements, and we assume no responsibility for any content

or claims made within advertisements displayed on the Services.

13. SERVICES MANAGEMENT

Harmoné Ltd. reserves the right, though not the obligation, to:1. Monitor the Services for violations of these Legal Terms;

2. Take appropriate legal action against anyone who, in our sole discretion, violates

the law or these Legal Terms, including reporting such individuals to law

enforcement authorities;

3. In our sole discretion and without limitation, restrict access to, limit the

availability of, or disable (to the extent technologically feasible) any of your

Contributions or any portion thereof;

4. Remove from the Services or otherwise disable all files and content that are

excessive in size or otherwise burdensome to our systems, with or without notice;

5. Otherwise manage the Services in a manner designed to protect our rights and

property, and to ensure the optimal functioning of the Services.

14. PRIVACY POLICY

We care about data privacy and security. Please review our Privacy Policy for more

information.

By using the Services, you agree to be bound by our Privacy Policy, which is

incorporated into these Legal Terms. Please be advised that the Services are hosted in the

United States. If you access the Services from any other region of the world with laws or

regulations governing personal data collection, use, or disclosure that differ from United

States laws, then through your continued use of the Services, you are transferring your

data to the United States, and you expressly consent to have your data transferred to and

processed in the United States.

15. TERM AND TERMINATION

These Legal Terms shall remain in full force and effect while you use the Services.

WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS,

WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT

NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES

(INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR

ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR

BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT

CONTAINED IN THESE LEGAL TERMS OR OF ANY APPLICABLE LAW OR

REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE

SERVICES OR DELETE ANY CONTENT OR INFORMATION THAT YOU

POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.

If we terminate or suspend your account for any reason, you are prohibited from

registering and creating a new account under your name, a fake or borrowed name, or the

name of any third party, even if you may be acting on behalf of the third party. In additionto terminating or suspending your account, we reserve the right to take appropriate legal

action, including without limitation pursuing civil, criminal, and injunctive redress.

16. MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove the contents of the Services at any

time or for any reason at our sole discretion without notice. However, we have no

obligation to update any information on our Services. We will not be liable to you or any

third party for any modification, price change, suspension, or discontinuance of the

Services.

We cannot guarantee the Services will be available at all times. We may experience

hardware, software, or other problems or need to perform maintenance related to the

Services, resulting in interruptions, delays, or errors. We reserve the right to change,

revise, update, suspend, discontinue, or otherwise modify the Services at any time or for

any reason without notice to you. You agree that Harmoné Ltd. has no liability

whatsoever for any loss, damage, or inconvenience caused by your inability to access or

use the Services during any downtime or discontinuance of the Services. Nothing in these

Legal Terms will be construed to obligate Harmoné Ltd. to maintain and support the

Services or to supply any corrections, updates, or releases in connection therewith.

17. GOVERNING LAW

These Legal Terms and your use of the Services are governed by and construed in

accordance with the laws of the State of Delaware, applicable to agreements made and to

be entirely performed within the State of Delaware, without regard to its conflict of law

principles.

18. DISPUTE RESOLUTION

Informal Negotiations

To expedite resolution and control the cost of any dispute, controversy, or claim related to

these Legal Terms (each a "Dispute" and collectively, the "Disputes") brought by either

you or us (individually, a "Party" and collectively, the "Parties"), the Parties agree to first

attempt to negotiate any Dispute (except those Disputes expressly provided below)

informally for at least thirty (30) days before initiating arbitration. Such informal

negotiations commence upon written notice from one Party to the other Party.

Binding Arbitration

If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute

(except those Disputes expressly excluded below) will be finally and exclusively resolved

by binding arbitration. YOU UNDERSTAND THAT WITHOUT THIS PROVISION,

YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL.

The arbitration shall be commenced and conducted under the Commercial Arbitration

Rules of the American Arbitration Association ("AAA") and, where appropriate, theAAA’s Supplementary Procedures for Consumer Related Disputes ("AAA Consumer

Rules"), both of which are available at the AAA website. Your arbitration fees and your

share of arbitrator compensation shall be governed by the AAA Consumer Rules and,

where appropriate, limited by those rules. The arbitration may be conducted in person,

through the submission of documents, by phone, or online. The arbitrator will make a

decision in writing, but need not provide a statement of reasons unless requested by either

Party. The arbitrator must follow applicable law, and any award may be challenged if the

arbitrator fails to do so. Except where otherwise required by the applicable AAA rules or

applicable law, the arbitration will take place in Delaware. Except as otherwise provided

herein, the Parties may litigate in court to compel arbitration, stay proceedings pending

arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the

arbitrator.

If for any reason, a Dispute proceeds in court rather than arbitration, the Dispute shall be

commenced or prosecuted in the state and federal courts located in Delaware, and the

Parties hereby consent to, and waive all defenses of lack of personal jurisdiction, and

forum non conveniens with respect to venue and jurisdiction in such courts. Application

of the United Nations Convention on Contracts for the International Sale of Goods and

the Uniform Computer Information Transaction Act (UCITA) are excluded from these

Legal Terms.

In no event shall any Dispute brought by either Party related in any way to the Services

be commenced more than one (1) year after the cause of action arose. If this provision is

found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute

falling within that portion of this provision found to be illegal or unenforceable and such

Dispute shall be decided by a court of competent jurisdiction within the courts listed

above, and the Parties agree to submit to the personal jurisdiction of that court.

Restrictions

The Parties agree that any arbitration shall be limited to the Dispute between the Parties

individually. To the full extent permitted by law, (a) no arbitration shall be joined with

any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on

a class-action basis or to utilize class action procedures; and (c) there is no right or

authority for any Dispute to be brought in a purported representative capacity on behalf

of the general public or any other persons.

Exceptions to Informal Negotiations and Arbitration

The Parties agree that the following Disputes are not subject to the above provisions

concerning informal negotiations and binding arbitration: (a) any Disputes seeking to

enforce or protect, or concerning the validity of, any of the intellectual property rights of

a Party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of

privacy, or unauthorized use; and (c) any claim for injunctive relief. If this provision is

found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute

falling within that portion of this provision found to be illegal or unenforceable and suchDispute shall be decided by a court of competent jurisdiction within the courts listed

above, and the Parties agree to submit to the personal jurisdiction of that court.

19. CORRECTIONS

There may be information on the Services that contains typographical errors,

inaccuracies, or omissions, including descriptions, pricing, availability, and various other

information. Harmoné Ltd. reserves the right to correct any errors, inaccuracies, or

omissions and to change or update the information on the Services at any time, without

prior notice.

20. DISCLAIMER

THE SERVICES ARE PROVIDED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS.

YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE

RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, HARMONÉ LTD.

DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION

WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT

LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS

FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

HARMONÉ LTD. MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT

THE ACCURACY OR COMPLETENESS OF THE SERVICES’ CONTENT OR THE

CONTENT OF ANY WEBSITES OR MOBILE APPLICATIONS LINKED TO THE

SERVICES, AND WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY:

1. ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND

MATERIALS,

2. PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE

WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE

SERVICES,

3. ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS

AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL

INFORMATION STORED THEREIN,

4. ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM

THE SERVICES,

5. ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE

TRANSMITTED TO OR THROUGH THE SERVICES BY ANY THIRD

PARTY, AND/OR

6. ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR

FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OFTHE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE

MADE AVAILABLE VIA THE SERVICES.

HARMONÉ LTD. DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME

RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR

OFFERED BY A THIRD PARTY THROUGH THE SERVICES, ANY HYPERLINKED

WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY

BANNER OR OTHER ADVERTISING. HARMONÉ LTD. WILL NOT BE A PARTY

TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION

BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR

SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH

ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST

JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.

21. LIMITATIONS OF LIABILITY

IN NO EVENT WILL HARMONÉ LTD., NOR OUR DIRECTORS, EMPLOYEES, OR

AGENTS, BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT,

INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR

PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF

DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES,

EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN,

OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS

OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE

LESSER OF THE AMOUNT PAID, IF ANY, BY YOU TO HARMONÉ LTD. DURING

THE ONE (1) MONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING OR

$20.00 USD.

CERTAIN U.S. STATE LAWS AND INTERNATIONAL LAWS DO NOT ALLOW

LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR

LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME

OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO

YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

22. INDEMNIFICATION

You agree to defend, indemnify, and hold Harmoné Ltd., including our subsidiaries,

affiliates, and all of our respective officers, agents, partners, and employees, harmless

from and against any loss, damage, liability, claim, or demand, including reasonable

attorneys’ fees and expenses, made by any third party due to or arising out of:

(1) your Contributions;

(2) use of the Services;

(3) breach of these Legal Terms;

(4) any breach of your representations and warranties set forth in these Legal Terms;

(5) your violation of the rights of a third party, including but not limited to intellectualproperty rights; or

(6) any overt harmful act toward any other user of the Services with whom you connected

via the Services.

Notwithstanding the foregoing, we reserve the right, at your expense, to assume the

exclusive defense and control of any matter for which you are required to indemnify us,

and you agree to cooperate, at your expense, with our defense of such claims.

We will use reasonable efforts to notify you of any such claim, action, or proceeding

which is subject to this indemnification upon becoming aware of it.

23. USER DATA

We will maintain certain data that you transmit to the Services for the purpose of

managing the performance of the Services, as well as data relating to your use of the

Services. Although we perform regular routine backups of data, you are solely

responsible for all data that you transmit or that relates to any activity you have

undertaken using the Services.

You agree that Harmoné Ltd. shall have no liability to you for any loss or corruption of

any such data, and you hereby waive any right of action against us arising from any such

loss or corruption of such data.

24. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

Visiting the Services, sending us emails, and completing online forms constitute

electronic communications. You consent to receive electronic communications, and you

agree that all agreements, notices, disclosures, and other communications we provide to

you electronically, via email and on the Services, satisfy any legal requirement that such

communication be in writing.

YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES,

CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC

DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS

INITIATED OR COMPLETED BY US OR VIA THE SERVICES.

You hereby waive any rights or requirements under any statutes, regulations, rules,

ordinances, or other laws in any jurisdiction which require an original signature or

delivery or retention of non-electronic records, or to payments or the granting of credits

by any means other than electronic means.

25. CALIFORNIA USERS AND RESIDENTS

If any complaint with us is not satisfactorily resolved, you can contact the Complaint

Assistance Unit of the Division of Consumer Services of the California Department of

Consumer Affairs in writing at:1625 North Market Blvd., Suite N 112, Sacramento, California 95834,

or by telephone at (800) 952-5210 or (916) 445-1254.

26. MISCELLANEOUS

These Legal Terms and any policies or operating rules posted by us on the Services or in

respect to the Services constitute the entire agreement and understanding between you

and us. Our failure to exercise or enforce any right or provision of these Legal Terms

shall not operate as a waiver of such right or provision. These Legal Terms operate to the

fullest extent permissible by law.

We may assign any or all of our rights and obligations to others at any time. We shall not

be responsible or liable for any loss, damage, delay, or failure to act caused by any cause

beyond our reasonable control.

If any provision or part of a provision of these Legal Terms is determined to be unlawful,

void, or unenforceable, that provision or part shall be deemed severable from these Legal

Terms and does not affect the validity and enforceability of any remaining provisions.

There is no joint venture, partnership, employment, or agency relationship created

between you and us as a result of these Legal Terms or your use of the Services.

You agree that these Legal Terms will not be construed against us by virtue of having

drafted them. You hereby waive any and all defenses you may have based on the

electronic form of these Legal Terms and the lack of signatures by the parties to execute

these Legal Terms.

27. CONTACT US

In order to resolve a complaint regarding the Services or to receive further information

regarding use of the Services, please contact us at:

Harmoné Ltd.

Sertus Chambers,

Governors Square,

Suite #5-204,

23 Lime Tree Bay Avenue,

P.O. Box 2547,

Grand Cayman, KY1-1104,

Cayman Islands

Phone: (US) (650) 229 2257

Email: harmonein2023@gmail.com